{
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  "dataset_id": "texas-asset-depletion-mortgage-rule-matrix-2026",
  "version": "2026.1",
  "published_date": "2026-09-04",
  "source_reviewed_date": "2026-09-04",
  "record_count": 3,
  "landing_page_url": "https://kellibrooke.com/asset-depletion-calculator/",
  "source_urls": [
    "https://selling-guide.fanniemae.com/sel/b3-3.4-06/employment-related-assets-qualifying-income",
    "https://guide.freddiemac.com/app/guide/section/5307.1",
    "https://guide.freddiemac.com/ci/okcsFattach/get/1010693_7"
  ],
  "methodology": "Kellibrooke reviewed the cited primary agency sources on the review date, separated the currently effective Freddie non-adopter method from the complete Bulletin 2026-10 early-adopter package, and recorded only rule-version screens that can be traced to those sources. Unknown or asset-category-specific requirements remain identified as items to verify rather than being converted into universal rules.",
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