{
  "schema_version": 1,
  "dataset_id": "texas-complex-income-mortgage-rule-matrix-2026",
  "version": "2026.1",
  "published_date": "2026-09-03",
  "source_reviewed_date": "2026-09-03",
  "record_count": 6,
  "landing_page_url": "https://kellibrooke.com/scenarios/complex-income/",
  "source_urls": [
    "https://selling-guide.fanniemae.com/sel/b3-3.3-01/base-income",
    "https://selling-guide.fanniemae.com/sel/b3-3.3-02/bonus-commission-overtime-and-tip-income",
    "https://selling-guide.fanniemae.com/sel/b3-3.3-07/restricted-stock-units-and-restricted-stock-employment-income",
    "https://selling-guide.fanniemae.com/sel/b3-3.6-07/income-or-loss-reported-irs-form-1065-or-irs-form-1120s-schedule-k-1",
    "https://selling-guide.fanniemae.com/sel/b3-3.8-01/rental-income",
    "https://guide.freddiemac.com/app/servicing/section/5303.1"
  ],
  "methodology": "Kellibrooke translated current source-specific Fannie Mae and Freddie Mac guidance into a classify-test-reconcile screening sequence. Each row retains its primary-source mapping, keeps unresolved eligibility questions unresolved, and identifies a common double-counting or classification risk before any supported monthly amounts are combined.",
  "license": {
    "name": "Creative Commons Attribution 4.0 International",
    "url": "https://creativecommons.org/licenses/by/4.0/"
  },
  "correction_policy_url": "https://kellibrooke.com/editorial-standards/",
  "files": [
    {
      "name": "texas-complex-income-rule-matrix-2026-v1.csv",
      "url": "https://kellibrooke.com/downloads/texas-complex-income-rule-matrix-2026-v1.csv",
      "media_type": "text/csv",
      "bytes": 4225,
      "sha256": "42ffcc6866aaa671c44a4361d0dde9e46d7d208c760d9aca8fb3263a875d75cc"
    },
    {
      "name": "texas-complex-income-rule-matrix-2026-v1.json",
      "url": "https://kellibrooke.com/downloads/texas-complex-income-rule-matrix-2026-v1.json",
      "media_type": "application/json",
      "bytes": 9715,
      "sha256": "4a4620b966aaada82f4bfe23a1f24039983d4f0326e231c5ab28401e1fee79b1"
    }
  ]
}
