ZIP · 78704
Mortgage Broker 78704 Austin (South Austin)
78704 covers South Austin from Zilker through Bouldin Creek and Travis Heights. Travis County 2026 FHA limit $571,550; conforming $832,750 statewide.
78704 is the South Austin ZIP code covering Zilker, Bouldin Creek, South Lamar, and Travis Heights neighborhoods inside Travis County. The 2026 Travis County FHA loan limit is $571,550 (1 unit); the 2026 statewide conforming limit is $832,750. Why it matters: 78704 home prices commonly run above the FHA limit but inside conforming, which makes conventional the most common path; jumbo applies above $832,750.
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Buying in 78704?
Send me the address. I will pull the comps, run the loan-limit math, and tell you which program fits.