Editorial standards, sourcing, and corrections
How Kellibrooke researches, reviews, dates, updates, and corrects mortgage and housing information published on kellibrooke.com.
Scope and responsibility
Kellibrooke Mortgage Partners, LLC
Case Laviolette, NMLS #2025459, is the responsible author for mortgage and business content published on this site.
Published material remains Kellibrooke's responsibility when software, outside research, or assisted tools are used in the workflow.
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Primary-source hierarchy
Controlling sources come first.
Material mortgage claims are checked against applicable statutes, regulations, agency handbooks, selling guides, mortgagee letters, circulars, and official program instructions.
Year-specific figures use official datasets or lookup tools from agencies such as HUD, FHFA, VA, USDA, the CFPB, Fannie Mae, Freddie Mac, and Texas regulators. Secondary research is used only for context when a primary source does not answer the question directly.
Example: HUD's official FHA lender and loan-limit source index
Research, drafting, and assisted workflows
Software and artificial-intelligence tools may assist with research organization, drafting, formatting, data transformation, link checking, or quality assurance. No software output is treated as the controlling authority for a mortgage guideline, legal requirement, program limit, or consumer disclosure.
Material rules and numerical claims are checked against the identified source before publication. Data-heavy pages disclose the source, effective date, retrieval or verification date, and methodology when those details matter to interpretation.
Calculators are educational planning tools based on user-entered assumptions and stated rules. They do not produce an approval, rate quote, Loan Estimate, or commitment to lend; the applicable lender guideline, underwriting decision, and transaction disclosures control.
Updates and corrections
Pages use visible review dates or structured date-modified fields where appropriate. A page may be revised when a controlling source changes, a dataset is refreshed, a link moves, or clearer wording is needed. Material factual errors are corrected on the live page; refreshed downloadable data receives a new version and integrity record.
To report a possible error, send the page URL, disputed statement, and supporting source to case@kellibrooke.com. The claim will be reviewed against the best available controlling source and corrected as promptly as practical.
Ownership and commercial relationships
This site is owned and published by Kellibrooke Mortgage Partners, LLC and supports its residential mortgage brokerage operations. Pages may describe mortgage services and link to Kellibrooke contact or pre-qualification forms.
Current public resource links are not represented as paid rankings, sponsored editorial placements, or affiliate recommendations. Any future paid placement, sponsorship, or affiliate relationship that affects published content will be disclosed on the affected page.
Mortgage compensation and transaction-specific costs are disclosed through the applicable federal forms, including the Loan Estimate process described by the Consumer Financial Protection Bureau.
Professional boundaries
Website content is general mortgage education, not legal, tax, accounting, investment, or individualized financial advice. Program availability, pricing, lender overlays, property eligibility, and underwriting requirements can change.
External links help readers verify a source; they do not endorse every statement on the linked website. Readers should confirm transaction-specific questions with the appropriate licensed or qualified professional.
Required website notice: 7 TAC 56.200(c).
Contact
For a source question, correction request, or question about these standards:
Kellibrooke Mortgage Partners, LLC
NMLS #2022197
Case Laviolette, NMLS #2025459
(512) 350-9124
case@kellibrooke.com
140 Living Oak Cv, San Marcos, TX 78666